Who is it for?
Optima Business is available for businesses with a wageroll of up to £750,000 (typically 50 employees).
The maximum sum insured per location for Property and Business Interruption is £4,000,000 including inflation protection uplifts.

What is covered?
Property
This section is compulsory and is designed to cover the Buildings, Machinery and Plant and Stock belonging to the business from loss or damage arising from a range of perils.

Cover can be selected from
Property All Risks (including AD and Theft) or
Fire and Perils
Theft (available with Fire and Perils)

Inflation protection in the form on index linking is included automatically Cover for losses arising from the insured perils selected includes £2,500 money and £15,000 goods in transit. If these limited covers are not adequate, for the needs of the business, separate money and goods in transit covers may be selected.